EFG: “Μα ξεπλένει χρήμα ο όμιλος Λάτση”; Εξέλιξη βόμβα από τα ευρήματα διεθνούς έρευνας!
94 πολιτικά πρόσωπα – πελάτες της EFG στο στόχαστρο για πιθανό ξέπλυμα μαύρου χρήματος από Βρετανική αρχή!
17 μυστήριοι φάκελλοι από τον Δεκέμβρη του 2007 (πότε είπαμε κύριε
Μιωνή;) εως τον Γενάρη του 2011 από τους 36 που ελέχθηκαν
...δειγματολειπτικά! Η τράπεζα φέρεται να έκλεισε αθόρυβα την υπόθεση
πληρώνοντας το πρόστιμο.
Ένοχη σιωπή από τα ελληνόφωνα ΜΜ”Ε”! Τι θα κάνει η επιτροπή;
Εξεταστική για την λίστα Λαγκάρντ. Καταθέτουν οι εμπλεκόμενοι στο
περιβόητο fund των 550 εκατομμυρίων. Αυτό που ούτε ο συνταγματολόγος
Βενιζέλος όπως ομολόγησε, δεν κατάλαβε “τι ακριβώς είναι, τι νομική υπόσταση έχει”
Και οι τρεις λοιπόν μάρτυρες, ο δικηγόρος και σύμβουλος του
πρωθυπουργού Παπασταύρου, η κυρία Μαρία Παντελή, αλλά και ο κύριος “δεν
μπορούμε να τον βρούμε” Σάμπυ Μιωνής, ως καλοκουρδισμένη ορχήστρα
κατέθεταν το εξής στην ερώτηση “υπάρχει βρώμικο πολιτικό χρήμα πίσω από
αυτό το fund”:
“Μα η εταιρεία (CMA), πουλήθηκε στην EFG του ομίλου Λάτση. Είναι δυνατόν να ξεπλένει χρήμα ο όμιλος Λάτση;”
Ε, λοιπόν τα πάντα είναι δυνατά σε αυτή την ζωή.
ΠΡΩΤΟ ΠΡΟΣΤΙΜΟ 4,2 ΕΚΑΤΟΜΜΥΡΙΑ ΣΤΕΡΛΙΝΕΣ σε δειγματολειπτικό έλεγχο από τoν FSA που έδειξε σημεία και τέρατα.
Από τους 3342 πελάτες, οι 400 χαρακτηρίζονται “υψηλού ρίσκου” για
ξέπλυμα μαύρου χρήματος, εκ των οποίων 94 είναι πολιτικά πρόσωπα ή
πρόσωπα που σχετίζονται με την πολιτική (συγγενείς κλπ)!!
Υπάρχουν περιπτώσεις ακόμα και “νονού” του οργανωμένου εγκλήματος
που κατηγορείται και για δολοφονίες του οποίου ο γιός έγινε “πελάτης”
της EFG χωρίς να γίνουν οι προβλεπόμενοι έλεγχοι.
Τα ευρήματα αφορούν μόνο την Βρετανία. Υπάρχει ακόμα και το
Λουξεμβούργο, η χώρα – σκάνδαλο στην οποία η EFG έχει τεράστια
δραστηριότητα. Κάποιοι μιλούν και για κινήσεις στην δευτερογενή αγορά.
1. Αναμένουμε την επιτροπή να απαιτήσει από την FSA τα αρχεία, ειδικά αυτά που αφορούν πολιτικά πρόσωπα.
2. Ο κύριος Καραμούζης όταν τραπέζωνε τον ΓΑΠ προεκλογικά μήπως του έκανε και παρουσίαση των σκληρών ελέγχων του ομίλου;
Αναμένουμε…
Η ανακοίνωση από την επίσημη ιστοσελίδα του οργανισμού.
FCA fines EFG Private Bank £4.2m for failures in its anti-money laundering controls
Published: Yesterday
The Financial Conduct Authority (FCA) has fined EFG Private Bank Ltd
(EFG) £4.2 million for failing to take reasonable care to establish and
maintain effective anti-money laundering (AML) controls for high risk
customers. The failings were serious and lasted for more than three
years.
EFG is the UK private banking subsidiary of the EFGI Group, a global
private banking group, based in Switzerland. EFG provides private
banking and wealth management services to high net worth individuals
including some from overseas jurisdictions recognised as presenting a
higher risk of money laundering and/or bribery and corruption. At the
end of 2011 around 400 of EFG’s 3,342 customer accounts were deemed by
the firm to present a higher risk of money laundering or reputational
risk, and of these 94 were held by politically exposed persons (PEPs).
As part of a thematic review of how UK banks were managing money
laundering risk in higher risk situations, the Financial Services
Authority (FSA) visited EFG in January 2011. That visit and further
investigation caused serious concern to the FSA. The investigation
found that EFG had not fully put its AML policies into practice. Of
particular concern was that 17 of 36 reviewed customer files, opened
between December 2007 and January 2011, contained customer due diligence
that highlighted significant money laundering risks, but insufficient
records of how the bank’s senior management had mitigated those risks.
Of these 17 files, the FSA found that the risks highlighted in 13
files related to allegations of criminal activity or that the customer
had been charged with criminal offences including corruption and money
laundering.
For example in one account, EFG’s due diligence highlighted that a
prospective client had acquired their wealth through their father, about
whom there were allegations of links with organised crime,
money-laundering and murder. However there was insufficient information
on file to explain how the bank concluded that this risk was acceptable
or how it was mitigating the risks.
EFG also failed to appropriately monitor its higher risk accounts.
Of the 99 PEP and other high risk customer files reviewed by the FSA, 83
raised serious concerns about EFG’s monitoring of the relationship.
As a result of these failures, EFG breached FSA Principle 3,
requiring it to take reasonable care to organise and control its affairs
responsibly and effectively.
Tracey McDermott, head of enforcement and financial crime, said:
“One of the FCA’s objectives is to protect and enhance the integrity
of the UK financial system. This includes ensuring money in the UK
system is clean.
“Banks are the first line of defence to make sure that proceeds of
crime do not find their way into the UK. In this case while EFG’s
policies looked good on paper, in practice it manifestly failed to
ensure that it was addressing its AML risks. Its poor implementation of
its agreed policies risked the bank handling the proceeds of crime.
These failures merited a strong penalty from the FCA.
“Firms that accept business from high risk customers must have
systems, controls and practices to manage that risk. The FCA will
continue to focus on high risk customers and business.”
EFG settled at an early stage of the investigation and qualified for
a 30% discount on its fine. Without the discount the fine would have
been £6 million.
Notes for editors
-
-
On 22 June 2011,
the FSA published its findings from a thematic review, which focused on
how banks manage money laundering risk in higher risk situations. The
FSA published a Policy Statement PS11/15 Financial crime: a guide for firms
on 9 December 2011. This contains guidance on steps firms can take to
reduce their financial crime risk, including in their dealings with high
risk and PEP customers.
-
EFG breached Principle 3 of the FCA’s Principles for Businesses.
Principle 3 is set out in the FCA Handbook and states: a firm must take
reasonable care to organise and control its affairs responsibly and
effectively, with adequate risk management systems.
-
The FSA fined Coutts and Habib Bank for similar AML failings.
-
On the 1 April 2013 the Financial Conduct Authority (FCA) became
responsible for the conduct supervision of all regulated financial firms
and the prudential supervision of those not supervised by the
Prudential Regulation Authority (PRA).
-
The FCA has an overarching strategic objective of ensuring the
relevant markets function well. To support this it has three operational
objectives: to secure an appropriate degree of protection for
consumers; to protect and enhance the integrity of the UK financial
system; and to promote effective competition in the interests of
consumers
-
http://olympia.gr/2013/04/25/efg-fca/#more-268389
